Home Purchasing Basics

A home purchase will probably be your largest financial transaction. You need experienced, knowledgeable people to help you with your purchase.

Once you decide to purchase a home the first step should be to contact an experienced loan officer for a pre-approval. Red Rose Mortgage will help you understand the process and get you pre-approved in as little as 30 minutes. Start now by filling out the Quick Application.

The most powerful tool you have to purchase your largest investment is your credit. Use caution when applying for credit. Too many inquires on your credit could lower your score and ultimately increase your mortgage interest rate. If you have errors on your credit Red Rose Mortgage can work with you to get these corrected. Our loan officer will explain your credit to you and offer suggestions to improve your score.

Your pre-approval will give you the buying power you need to start looking for a home. Innovative Realty can help you find a home and will work with Red Rose Mortgage to make this transaction simple, efficient, and most of all, stress free.

Now that you have found the home of your dreams and have a contract on the property the loan officer will begin your loan application. You will work closely with your loan officer by providing necessary documents for the application. This will ensure you a speedy closing.



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